14a (13a).    Front wings obviously hairy; mouthparts usually very much
reduced except for the
             palps; antennae
usually as long as body or longer; somewhat soft-bodied insects 
(Figs.A-F) [caddis
flies................................................................................…....
................Trichoptera
 
           Please CLICK on pictures
to enlarge
 
                                 A                                                       B                                            C
 
                                                                 D                       F
             
 
14b.    Front wings not hairy, at the most with microscopic hairs;
mandibles well developed; 
antennae
shorter than
body................................................................................................…...........
15